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Welcome

Raymond Kemsley & Co is an Accounting firm located in Dee Why, on Sydney’s northern beaches. Our firm has built an enviable reputation for providing personalised accounting, taxation, financial planning and estate planning services.

Raymond Kemsley & Co is committed to forming a close relationship with clients seeking to implement investment strategies, in order to provide the assistance they require. We take pride in providing a whole range of accounting and wealth creating services to enable our clients to achieve their goals.

We understand that the entrepreneur is instinctively driven and to succeed must be surrounded by the right professionals who share the same vision. Our people, systems and resources are designed to achieve success.

Our Services

accountingAccounting Services

Whether your concerns are taxation, accounting, business planning, cashflow and budgeting, or business valuation, rest assured that our staff are available to advise you.

wealthWealth Management

Our experienced team can help ensure that your personal wealth is managed as tax-efficiently as possible.

taxTaxation Services

Whether you need advice on company tax, personal tax effectiveness or indirect taxation including payroll tax and GST, our team will identify the best solutions for you.

specialistSpecialist Services

In addition to our normal services, we have a developed specialist knowledge and expertise in financial planning and self-managed superannuation funds.

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Subscribe to our mailing list to receive all the latest financial newsletter updates as well as information on important dates on our business calendar.

Recent Updates

Firm News

How to select a default fund for your business

Business owners might be required to select a default fund for employees when they do not want to nominate their own superannuation funds. Funds should meet specific requirements that are stated as per super law, so it is important to select a complying fund. However, there are other factors that you may have to think about before selecting a default fund to make sure that you and your employees get the most out of it.

Pricing
Naturally, one of the main considerations while selecting a super fund should be pricing. Funds that have a lower fee may not cover extras, and this requires careful analysis to see what extras have been left out. Coverage for extras like being able to track down missing super is a key feature that employees will prefer your default fund has.

Employee preferences
Employees are likely to prefer funds that allow flexibility with their investment options and have essential features like insurance policies covering death, total and permanent disability (TPD), and income protection. You may want to consider options that give your employees a comprehensive cover while keeping an eye out for any exclusions that might affect you.

Industry fund
Checking industry funds may help reveal awards that are particularly applicable to employees from your industry. It is a requirement that your default fund is a MySuper product. All listings under Industry SuperFunds are MySuper products, so this can simplify the process of finding an affordable super fund for your employees.

Fund management
Finally, consider taking a closer look at the fund's insurance offerings. Past performance of the fund doesn't guarantee high returns in the future. But it is important to be aware of the returns on the fund's investments to compare how their options have performed against their return objectives. This can increase the chances that the selected super fund will be beneficial to you and your employees.

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