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Welcome

Raymond Kemsley & Co is an Accounting firm located in Dee Why, on Sydney’s northern beaches. Our firm has built an enviable reputation for providing personalised accounting, taxation, financial planning and estate planning services.

Raymond Kemsley & Co is committed to forming a close relationship with clients seeking to implement investment strategies, in order to provide the assistance they require. We take pride in providing a whole range of accounting and wealth creating services to enable our clients to achieve their goals.

We understand that the entrepreneur is instinctively driven and to succeed must be surrounded by the right professionals who share the same vision. Our people, systems and resources are designed to achieve success.

Our Services

accountingAccounting Services

Whether your concerns are taxation, accounting, business planning, cashflow and budgeting, or business valuation, rest assured that our staff are available to advise you.

wealthWealth Management

Our experienced team can help ensure that your personal wealth is managed as tax-efficiently as possible.

taxTaxation Services

Whether you need advice on company tax, personal tax effectiveness or indirect taxation including payroll tax and GST, our team will identify the best solutions for you.

specialistSpecialist Services

In addition to our normal services, we have a developed specialist knowledge and expertise in financial planning and self-managed superannuation funds.

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Recent Updates

Firm News

Spouse contributions – when are you eligible for a tax offset?

Contributions made on behalf of your spouse to a complying superannuation fund or a retirement savings account (RSA) may be eligible for a tax offset.

The 2019/2020 tax rules allow you to claim an 18% tax offset on super contributions up to $3,000 on behalf of your spouse. While you are able to contribute more than $3,000, there will be no spouse contribution tax offset over this amount. The amount you can claim depends on your spouse's annual income:

  • $540 for spouse income of $37,000.
  • $360 for spouse income of $38,000.
  • $180 for spouse income of $39,000.

The tax offset may be available for individuals who meet the following eligibility requirements:

  • Your spouse's assessable income, fringe benefits amounts and employer superannuation contributions equate to under $40,000.
  • Contributions made on behalf of your spouse were not deductible to you.
  • You and your spouse were Australian residents at the time of contributions.
  • Your spouse did not have non-concessional contributions that equated to a higher amount than their non-concessional contributions cap, or they did not have a total superannuation balance of $1.6 million or more at 30 June 2018.
  • Your spouse is younger than their preservation age, or are not retired while being between 65 and their preservation age.

Under Australian superannuation law, your spouse can be either:

  • Your partner who you are married to and live with, or;
  • Your de facto partner, who you live with on a genuine domestic basis.

The spouse contributions tax offset can be claimed on your tax return.

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